A development-oriented commercial bank, ProCredit Bank is a bronze sponsor of the RES SERBIA 2024 conference which will be held on 23rd and 24th September in Vrdnik.
ProCredit Bank is a development-oriented commercial bank that provides high-quality comprehensive services to small and medium-sized enterprises and individuals who plan to save and prefer using electronic channels in their interactions with the bank.
In their operations, they adhere to a number of core principles: they value transparency in their communication with their customers, they do not promote consumer lending, they strive to minimise their ecological footprint, and they provide services which are based both on an understanding of each client’s situation and on sound financial analysis.
Their commitment to supporting entrepreneurs is evident, as 90% of their portfolio consists of micro, small, and medium-sized enterprises, entrepreneurs, and farmers. They firmly believe that this sector contributes to the creation of new jobs and makes a key contribution to the industries in which it operates.
More than 60% of the loans they have issued are investment loans, which they are particularly proud of, as they directly contribute to improving the performance and competitiveness of their clients. Over the past five years, they have successfully disbursed more than one billion euros in new funds, contributing to the diversity of economic activities, promoting innovation, technological advancement, and boosting the local economy.
By offering understandable and accessible savings, electronic banking services, and investing in financial education, their goal is to promote a culture of savings and financial responsibility that can contribute to greater stability and security among business owners as well as individuals.
Their shareholders expect a long-term sustainable return on investment rather than short-term profit growth. They invest significant resources in the training and development of their employees to create a pleasant and efficient work environment, and to ensure that their clients receive friendly and professional service.